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I’m tired of hearing that 50 is the new 30 and 60 is the new 40. Here’s what’s different as you get to the 60 mark and beyond.

1 – It’s harder to predict where you’ll be 5 or 10 years from now – sometimes even one year.

When you’re 40 or 50, if you’re healthy, the odds are very high that you’ll be the same for another five to ten years. You can make plans. It makes sense to invest in long-term growth stocks and your new business.

When you’re in your sixties, with each year, you’re less sure. Sure, some 70-year-olds and 75-year-olds are running marathons and businesses. But it’t not unheard of to keel over with a completely unexpected stroke or heart attack. Often, says a cardiologist I know, the first symptom of heart disease is a fatal heart attack.

2 – You stop saying, “Never say never.” Some things just won’t happen. You don’t have enough time.

3 – You realize you won’t outlive everything you own. Why buy more clothes? The t-shirts I have now will last another 10-15 years.

4 – You become comfortable with the idea of dying. It’s gonna happen. It’s more about dying a good death than living a long time. I’m more scared of going into a nursing home than I am of dying.

5 – You realize your days are limited and you want to make each one count. So you resent sitting around in waiting rooms or wasting your time on things that don’t contribute to your welfare or anybody else’s. You don’t have time to suffer fools gladly.

And, if you’re like me, you don’t hesitate to tell them, using language as colorful as possible.